Personal Finance

Forget income tax: Here are 25 other ways bloated governments hurt your pocketbook

People automatically assume you mean income tax when you talk to them about paying taxes, but have you ever thought about all the other types of taxes and government fees and levies that erode your income and wealth? Technically, taxes are mandatory, with no direct benefit to such payments. Fees charged by governments are usually in exchange for some type of service or other benefit. A levy is often imposed on an industry or activity, but can...

Should Martin and his wife use TFSA money to pay down a mortgage?

Q. Should I use my and my wife’s tax-free savings accounts (TFSAs) to pay off the $150,000 mortgage? It is my only current debt and between TFSAs and all our non-registered savings we could pay it off on renewal next year. We are both 50 years old and have worked on and off for 27 years. We earn about $100,000 between us annually and try to save $15,000 to $20,000 of that annually in TFSAs. We are fairly frugal and would like to retire at age 60...

22 Countries Where You Can Retire Like Royalty on a Tight Budget

Retirement can be the perfect time to enjoy a life of luxury and relaxation. Life can be challenging, with most

12 Countries with the Highest Number of Millionaires Per Capita

31 Most Profitable Business Ideas for the Next 10 Years

Get a catchy .Online domain name for your business: https://www.namecheap.com/siliconvalleygirl Today, we’re exploring the top profitable business ideas for the future. If you’re looking to start a business now, these ideas have a high potential for growth over the next 10 years. Profitable business opportunities like these can set you up for success and help you stay ahead in the evolving market. Don't miss out on the chance to build a growing business that thrives over the next decade. In this video: 00:00 - Intro 01:16 - Idea 31 02:14 - Get a catchy domain name for your business 03:24 - Idea 30 05:10 - Idea 29 06:04 - Idea 28 07:14 - Idea 27 09:07 - Idea 26 10:58 - Idea 25 12:10 - Idea 24 13:55 - Idea 23 14:31 - Idea 22 16:06 - Idea 21 17:36 - Idea 20 18:17 - Idea 19 19:06 - Idea 18 20:14 - Idea 17 21:43 - Idea 16 22:54 - Idea 15 24:40 - Idea 14 26:11 - Idea 13 27:54 - Idea 12 29:28 - Idea 11 30:47 - Idea 10 32:33 - Idea 9 33:57 - Idea 8 36:55 - Idea 7 38:33 - Idea 6 40:31 - Idea 5 41:56 - Idea 4 43:54 - Idea 3 45:48 - Idea 2 47:05 - Idea 1 x This video is sponsored by .Online domains. Top credit cards for free flights, hotels, and cash-back - https://www.cardonomics.com/i/marina Want more tips on how to build a business around your personal brand? https://siliconvalleygirl.beehiiv.com/subscribe 💰 INVESTMENT APPS & BOOKS: - Webull - https://a.webull.com/Tfjov8wp37ijU849f8 - Robinhood - https://join.robinhood.com/marinam241 - Interactive Brokers - https://ibkr.com/referral/marina592 ⭐ Download my English language workbook - https://bit.ly/3hH7xFm I use affiliate links whenever possible (if you purchase items listed above using my affiliate links, I will get a bonus) #marinamogilko #siliconvalleygirl #businessideas

The Surprising History of the Canadian Penny’s Demise

The rise of the world's first billionaire and his notorious dynasty

John D. Rockefeller, the oil dynasty founder, had an estimated fortune equivalent to around $400 billion (£315bn) in today's money at the height of his success. Find out what happened to his fortune.

The Richest Celebrities Who Made More Money Outside of Hollywood

The Richest Celebrities Who Made More Money Outside of Hollywood

Bank of Canada cuts interest rate to 2.75% due to 'new crisis' of tariffs

The Bank of Canada has slashed its key interest rate to 2.75 per cent to try to offset U.S. tariffs. Mackenzie Gray explains what the central bank fears the tariffs could cause; and why this "new crisis," as BoC governor Tiff Macklem describes it, doesn't compare to the Great Recession or the COVID-19 pandemic.

Why buying Canadian is more helpful than investing Canadian

TORONTO — A stirring of unfamiliar patriotism in response to U.S. hostility is leading many Canadians to spend money closer to home, but on the question of investing more domestically, experts say there’s less reason to shift habits.

Canada's counter-tariffs are hurting small businesses. Even so, many still support them

Small businesses that import good from the U.S. may be impacted by Canada’s counter-tariffs. Even so, a survey done by an independent business lobby group found that many of its members support them.

MailOnline calculator reveals just how much you spend on subscriptions

MailOnline's handy calculator lets you easily compile all your steaming outgoings and work out a grand total - and you may be surprised how much you're spending.

‘It’s not taxed at all’: Warren Buffett shares the 'best investment' you can make when battling inflation — and it doesn't have to cost you a dime

Buffett likes high-quality businesses with low capital needs but, even better, are investments that don't cost you a dime. Here are two strategies straight from Buffett's playbook

What is Canada's biggest export, and how much is it worth?

From diamonds and eggs to oil and cars, discover what the biggest export in your home country is and how much it's worth to the economy.

28 Unexpected Places Where Millionaires Are Moving

As the cost of living surges worldwide, many millionaires are shifting to find a new home. The previous finance hubs

How I Achieved My 2025 Goal of $5,000 in Annual Passive Income

I got to $5,675 in annual passive income with dividend stocks like the Toronto-Dominion Bank (TSX:TD). The post How I Achieved My 2025 Goal of $5,000 in Annual Passive Income appeared first on The Motley Fool Canada.

15 Richest Families in the World and How They Made Their Fortune

Jobs that pay the most for under 30 hours work a week

Revealed: The world's richest person in every decade since 1820

What did it take to be the richest person in the world in 1820, 1850 or 1900? And how does that compare to today?

The Wealthiest Rock Legends Ever (Ranked)

Mansions in Malibu don't pay for themselves. Behind every legendary guitar solo and stadium anthem sits a financial portfolio that might surprise you. After all, these remarkable performers built empires beyond their chart-topping hits.

Average pay of the UK's 15 most common jobs revealed - see how you compare

There are plenty of jobs to choose from.

Canadians: Here’s How Much You Need in Your RRSP to Retire

It takes $1.7 million to retire according to financial advisors. Can index funds like the BMO Canadian Dividend ETF (TSX:ZDV) take you further? The post Canadians: Here’s How Much You Need in Your RRSP to Retire appeared first on The Motley Fool Canada.

What’s getting more expensive in 2025?

If you live in Quebec, you can expect to pay more for a few things in 2025. The price of several goods and services including groceries and electricity are expected to rise.

College Degrees That Actually Help Make You Money (ranked)

A bachelor’s degree can mean earning $1,432 weekly, but some majors far exceed this. This ranking reveals the top-paying degrees supported by data from the BLS, PayScale, Indeed, and more. (The amounts in the headings are approximate averages.)

18 Surprising Facts About the Real Costs of Aging Gracefully

Aging gracefully involves more than just good genetics or positive thinking. Keeping yourself looking and feeling fresh requires thoughtful planning,

U.S. Tariff Delays: What the shifting deadlines mean for the economy

U.S. tariffs on Canadian and Mexican goods have been delayed, with shifting deadlines from March 4th to April 2nd. Money expert Rubina Ahmed-Haq discusses the market's reaction and what these changes could mean for jobs and the economy.

How Much Is A Plane In 2021 - Aircraft Prices & Why It Doesn't Matter

In this video, I'm going to tell you how you can buy a commercial plane, how much it costs and why that may not be the best idea. There are some pretty crazy price differences and some planes are effectively worthless despite costing half a billion dollars - so buckle up and let us go shopping!

5 Years in Stocks VS Real Estate: Which Made Me More Money?

In this video we analyze my real estate investments compared to the stock market returns for the last 5 years. This something people ask me all the time and is really great to run the numbers on to get an idea of if real estate investing is truly worth it. 0:00 Is Real Estate The Best Investment? 0:28 Why do people favor real estate? 1:00 Stock market returns over 30 years are also crazy 1:31 Real Estate Fees and Maintenance to consider 1:53 My Real Estate Investments 2:12 Real Estate = The American Dream 3:08 Stock Market Returns - 5 Years Later 3:52 Townhouse Returns - 5 Years Later 5:45 Palm Springs House Returns - 4 Years Later 7:22 Palm Springs House VS Stocks: 25 Year Projection 8:35 Seattle Townhouse VS Stocks: 25 Year Projection 9:50 How Leverage plays into real estate investing 10:36 My Final Thoughts: Which is a better investment? 11:53 Cash flow: Not as great as you think it is... 13:00 Outro Vlog Channel: https://www.youtube.com/user/othershelby Instagram: https://www.instagram.com/shelbychurch/ What Equipment I Use: https://a.co/9uNkPmD For business inquiries please contact [email protected]

5 big things that disappear after you retire in Canada – Are you prepared?

Planning ahead is key to experiencing any financial shocks

12 Passive Income Streams You Can Start with Less Than $100

Mortgages, maintenance and property taxes: How much does it really cost to own a home?

Jessica Moorhouse, author and host of the More Money podcast, says that the down payment and monthly mortgage payments are just the tip of the iceberg when it comes to the cost of owning a home. She tells BC Today host Michelle Eliot that maintenance costs and property taxes could add up to thousands of dollars. She advises homeowners to set aside a home emergency fund to maintain their homes.

Rags to riches: 19 billionaires who came from poverty

From JK Rowling to Jensen Huang, we reveal the fabulously super-rich who went from rags to riches.

Top 15 Countries Where Tourists Are Treated Like Walking ATMs

Top 15 Countries Where Tourists Are Treated Like Walking ATMs

11 Financial Decisions You’ll Regret in 10 Years

11 things you owned in the 80s which are now worth a small fortune

Home Hacks That save Time and Money

Home hacks that help save time and money

The most expensive materials on Earth... and beyond

Diamonds, gold, and platinum are among the world's most valuable substances – but so are many materials you’ve probably never heard of.

7 Passive Income CASH FLOW ASSETS To Own For The Next 10 Years

Subscribe to Market Briefs for FREE and get my daily financial newsletter: https://briefs.co/market/jaspreet My recommended tools*! *Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube. ---------- ➤ Invest In Stocks Passively 1) 📈 M1 Finance - Buy stocks & ETFs on autopilot: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) 🛡 Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) 🏠 Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ---------- ➤ Upgrade Your Career 4) 💼 CourseCareers - Get the skills to get a better career: https://coursecareers.com/a/jaspreet ---------- ➤ Buy Gold Passively 5) 👑 Vaulted - Buy physical gold on autopilot: https://theminoritymindset.com/yt/vaulted ---------- ➤ Business Accounting 6) 💸 CommonWealth - Does your business do over $250k/year? If yes, get a free consultation from my partner accounting firm: https://theminoritymindset.com/yt/accounting ---------- Recommended: How Much Money You Need to Save By 35 to RETIRE A MILLIONAIRE: https://youtu.be/G7TG9LPKNkA What Is The Minority Mindset? "The Minority Mindset has nothing to do with the way you look. It's the mindset of thinking differently than the majority of people" ~Jaspreet Singh Follow me: Instagram: https://www.Instagram.com/MinorityMindset Website: https://www.TheMinorityMindset.com Want More 🥑🥑? Minority Mindset Clips: https://www.youtube.com/minoritymindsetclips Minority Mindset En Español: https://www.youtube.com/minoritymindsetenespanol Video host: Jaspreet Singh DISCLAIMER: This description may contain links from our affiliates, sponsors, and partners. If you use these products, we will get compensated - but there's no additional cost to you. DISCLAIMER CONT'D: I'm just a random guy on YouTube so do your own research! Jaspreet Singh is not a licensed financial advisor. He is a licensed attorney, but is he is not providing you with legal advice in these videos. This video, the topics discussed, and ideas presented are Jaspreet's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

Is a Costco membership really worth it?

Is Costco worth the hype? Let's talk about membership fees and the perks you'll get.

Expert warns of a severe market collapse — offers 3 options to shelter investments

Jim Rogers warns that a financial storm is looming

Beginner Investors: 2 Safe Dividend Stocks to Keep Money Coming In

Wondering how to reduce your risk in these uncertain times? These two Canadian dividend stocks are a good bet for solid passive income. The post Beginner Investors: 2 Safe Dividend Stocks to Keep Money Coming In appeared first on The Motley Fool Canada.

11 Richest People in History (Adjusted for Inflation)

More than half of Canadians rely on income from contract work, so what happens if this money disappears? Here's what you need to know about life insurance and the gig economy

Only a small fraction of gig workers have access to life insurance through work

Alberta announces $8.5 billion for roads, bridges and water system

Improvements could be on the way for Calgary’s roads. As Drew Stremick reports, the province has announced $8.5 billion to build roadways, bridges, and water systems.

What you need to know before helping your child with a home down payment

OTTAWA — With the benchmark prices for a home in Toronto or Vancouver at over a million dollars, the prospect of saving enough for a down payment to enter the real estate market can be a daunting task for first-time buyers.

How Canadians can take back control in face of new U.S. tariffs on aluminum, steel

The uncertainty of these on-again, off-again tariffs has shaken financial markets, leaving many wondering how to navigate the economic impact. Financial coach and blogger Beverly Wilks shares advice on how to stay financially resilient in uncertain times.

Ranked: the 16 richest film directors, including four billionaires

From George Lucas and Steven Spielberg to Michael Bay and Ridley Scott, find out who Hollywood's richest movie directors are, and how they've made their millions. (And in some cases, billions...)

16 Countries That Will Pay You To Live There

The perfect way to start anew.

9 items you have around your home that are worth more than you think

The US states where you can retire comfortably on less than $65K-a-year

Americans want to retire somewhere peaceful where there is plenty to do, the weather is nice and - crucially - they won't burn through all their savings.